Free CobrHealth Insurance: Who Qualifies and How to Enroll

The latest coronavirus relief law, signed Thursday by President Biden, gives many workers laid off in the past year the chance to resume employer-based health insurance coverage for free from From April 1st to September 30th.

Normally, such coverage – available to former employees under a federal law known as Cobra – is expensive, averaging about $ 600 per month for individuals and $ 2,000 per month for families, said Karen Pollitz, a fellow specialist. in private health insurance at the non-profit organization Kaiser Family Foundation.

As a result, he said, many layoffs don’t get Cobra coverage.

To help the millions of Americans who have recently lost their jobs get affordable health insurance, the law also increases subsidies to people who buy Affordable Care Act plans.

Below are the details of who is eligible for free Cobra coverage, how it will work and what to consider before taking it.